Online Chitty in Kerala
Save Smart. Access Funds Without Loans.
A simpler way to save together with CHITTY, designed around transparency, trust, and everyday financial goals.
What Is Online Chitty?
A chitty is a group savings scheme. Members pay a fixed instalment at regular intervals, and the pooled amount goes to one member each cycle until everyone has had a turn. The scheme's terms decide how that order is set, such as by lot or by auction.
Online chitty Kerala schemes bring the same idea into a digital format, so you can read the scheme details and understand the instalments before you decide to join.
How CHITTY Works
Follow these simple, transparent steps to understand the scheme and join.
Explore the available scheme
Look through the scheme on CHITTY, including its amount and duration.
Understand the instalments and terms
Check what each instalment is, when it is due and what the terms say about payouts.
Follow the confirmed joining process
Joining steps are confirmed by CHITTY, so you know what to do before you commit.
Why Choose CHITTY?
Designed around transparency, trust, and everyday financial goals.
Convenient access to information
Read scheme details whenever it suits you.
Clear scheme details
See the amount, duration and instalments laid out plainly.
Planned saving habits
Regular instalments turn saving into a routine.
Transparent terms and processes
Know the rules before you join, not after.
Frequently Asked Questions
Make Saving a More Planned Habit
Explore how CHITTY works and understand the available options.
CHITTY shares information about chit schemes. It is not financial advice. Chit funds in India are governed by the Chit Funds Act, 1982 and applicable state rules. Read the full scheme terms before you join.